MoneyToys - Pay Down Debt or Invest? applet is designed to help you see the future effects of an investment compared to the future effects of using funds to pay down a current debt. Perhaps you have come into a little extra cash and wonder, Should I invest it or use it to pay off something I already owe? It is a decision that we often make without a great deal of consideration. But the results have consequences far into our future!
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You have some extra cash and wonder whether to use it paying off debt or investing. It's a decision often made without a lot of consideration. But it has long term consequences. This free calculator shows you the future effects of an investment versus the effects of paying down a current debt. You need only three number: the amount available to invest, the anual interest rate on your current debt, and your investment's annual return.
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